Business Insurance

It’s more than just your job – it’s your passion and way of life!

No matter what your business or workday is like, you strive to provide your best to your customers. We at J. F. Zwack Insurance have that same goal and to protect your business as best as possible. We want to keep you focused on your job, not on your insurance.

We offer the following options to protect your business and it’s assets:

• Commercial General Liability

Commercial General Liability Insurance can protect your business if you are sued or held legally liable/responsible in the event of bodily injury or damage. With the proper policy you can have most medical expenses, attorney fees, settlements and reimbursements covered. Coverages can include Premises Liability, Products and Completed Operations, Premises Medical, Fire Legal Liability and Casualty Coverage.

Some other types of Commercial General Liability Insurance can also include: Garagekeepers Liability and Employment Practices Liability. Garagekeepers Liability is essential if you run an auto service business as it will protect your customer’s vehicles from fire, theft or other damages. Employment Practices Liability Insurance will protect your business if an employee’s legal rights have been violated.

Other forms of Commercial General Liability can be Liquor Liability, Foreign Liability and Concession Liability.

• Business Owners Policies (BOP)

A BOP policy offers specialized coverages combined for special advantages! These types of policies are best suited for small to medium businesses. These policies can be customized and packaged at special pricing to provide the best coverage at the best price.

A comprehensive BOP policy can offer coverage options such as: Products and Completed Operations, Premises Liability, Fire Legal Liability, Premises Medical, Business Income Insurance, Building and Personal Property Protection, On-Site Equipment Insurance, Coverage for Inventory and Crime Insurance.

To find out if your business qualifies for a BOP policy, call us today!

• Commercial Property Insurance

A custom Commercial Property Insurance policy from J. F. Zwack Insurance can ensure that the building you work in and the personal property of your business are protected from major financial losses to minor accidents.
These polices are more suited for a medium to large sized business and coverages can include: Your building, all interior items, outdoor signage, on-site equipment and your inventory.

Other options that can be added to your Commercial Property Insurance policy include: Equipment Breakdown coverage and Builder’s Risk Insurance.

• Commercial Umbrellas

• Inland Marine Policies

• Professional Liability

• Commercial Auto Insurance

• Workers Compensation Insurance

• Crime Insurance

• In-Home Business Insurance

As commercial business insurance policies vary from business-to-business, it’s important to discuss the options available to you to custom build a policy that suits your budget as well as exposures to liability.

Contact us today for a free quote!

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